Types of Coverage We Provide
General Insurance
Download Application- Real estate agents
- Property managers
- Appraisers
- Auctioneers
- Business owners (BOP) coverage
- Financial consultants
- Title agents
- Consultants
- Employment Agencies
- Travel agents
- Collection agencies
- Advertisers
- Franchisers
- Technology
- Architects and Engineers
- Miscellaneous Medical Malpractice
- Allied Healthcare Professionals
- Adult day care
- Chiropractor
- Counseling
- Dental clinics
- Fitness centers
- Hospice care
- Massage therapists
- Medical clinics
- Pharmacies
- Registered nurses
- Sleep clinics
- Spas
- Lawyers
- ...Many, many more
Financial Institutions, Mortgage Bankers and Business Owners (BOP)
- Combo Professional Liability, Bond and Mortgage Impairment Available
- Professional Liability (E&O)
- Financial Institution Bond 15
- Employment Practices Liability
- Directors and Officers Liability
- Benefit Plan Fiduciary Liability
- Including Hard to Place Risk
Insurance Agents E & O
Download Application- A Rated Carriers
- Up to $5,000,000 in limits
- P&C agents minimum premium of $1,500 or less
- Life and Health only agents minimum premium of $400 – Click for Application
- Primary and Excess
- Broad definition of claims
- Prior acts coverage available
Business Insurance
Download Application- Business owners policies for over 4500 Classes for Property and Casualty
- General liability insurance
- Workers compensation
- Commercial property
- Products liability
- Contract liability
- Accounts receivable
- Boiler and machinery
- Crime coverage
- Equipment floater
- Installation/Builders risk
- Cargo
- Commercial auto
- Umbrella/Excess policies
Directors and Officers Liability
- For-Profit
- Non-Profit
- Commercial
- Private
Employment Practices Liability
Download Application- A XV rated
- Maximum Limits $5M
- Minimum Retention $2,500
- Minimum Premium $1,500
- Target Market 1 – 2,000 employees
- Full Prior Acts coverage available
- Punitive Damages coverage available
- Third Party Coverage available
- Defense Costs Outside the Limits available
- Claims First Made and Reported Policy
- Duty to Defend
- Consent to Settle
- Extended Reporting Period available for up to 36 months
- Includes Spousal Extension
- Potential Claim Reporting Allowed
- Many Classes Available (no financial services classes)
- Purchase of policy includes:
- toll free employer helpline for HR questions
- online resource for HR information
- monthly HR regulations updates and alerts